At Express, we aim to offer a solution for all of your financial needs. That's why, for a limited time, we're offering 1% cash back to members who receive a new or used auto loan directly with us!*
When you apply for your auto loan directly with Express CU and come into our office to close your loan, we'll deposit 1% cash back into your savings once your loan is funded!* That means a little extra money for you, a car financed by a top-notch Community Development Credit Union, and a stress-free financing experience!
So, get on the road to savings with the credit union that's the right answer for you, and apply for an auto loan with us today!
*Only auto loans financed directly with Express CU will be eligible for the 1% cash back. You must apply directly with Express CU and complete signing of loan documentation in the Express CU office. Vehicles 12 years and newer 150,000 miles max. Maximum loan to value not to exceed 125% and subject to individual creditworthiness and approved credit. Offer valid until 07.31.2021. All loans are subject to credit approval. Other restrictions apply. Subject to change without notice. See credit union for details. Federally insured by NCUA.
At Express CU we know that buying a car can be complicated and confusing. We can help save you money and keep your monthly payments affordable.
Qualify for an Express CU auto loan with the lowest possible interest rate
Get a great deal on your car
Use an easy, electronic payment plan at no charge
ECU can finance vehicles 12 years or newer with max 150,000 miles
Get prepared to visit an auto dealer by working with Express CU first!
Speak with an Express loan officer or member service rep today.
Buying a car can be overwhelming. By getting your pre-approval with Express CU prior to the car buying process you’ve taken the first step to success. Express CU partners with the companies below to ensure you’re treated fairly and not pressured, you find the right car for you and at the right price.
If you answered YES to any of those questions then you should consider refinancing your auto loan. With a refinance you take out a new loan at Express CU to pay off the outstanding balance at another lender.
SAME RATES AS NEW/USED AUTO LOAN RATES!
Many people finance their autos through a dealer and are happy with the monthly payment. But many don’t realize how much is going to interest each month and the length of time it really takes to pay off the loan.
Express CU loan department will provide quality customer service throughout the entire process. If you are considering refinancing gather the following information before applying so the process will be quick!
1. Car registration
2. Most Recent Pay Stub
3. 10 Day Pay-Off & Pay-Off Address Information
Due to popular demand, we have developed a new loan program for "not quite classic" autos! These are older vehicles between 12-25 years old and have mileage up to 250,000. Now, with Express CU, you can finance your older vehicle and not have to worry about using all your cash to make the purchase or pay a high personal loan rate to purchase the car! Interest rate and amount financed will depend on your credit score and capacity to repay. We will ask that you complete an inspection with a mechanic to identify any major mechanical repairs, we'd hate for you to buy an older used car to have it break down and be a never-ending money pit!
Also, if you already own a car free and clear that fits within the Not Quite Classic auto loan parameters you can apply for a loan and use the title as security for a loan to use for other purposes like pay down other debts, pay for school expense or vacation.