Express CU Credit Card

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Say Hello to Something Better

Better Rates | Better Benefits | Better Service

Feel the financial freedom that comes from a credit card designed to serve YOU. Wherever life takes you, rest assured that our Visa® Credit Card is ready to provide you with the purchasing power and stability that you need to express yourself to the fullest!

Enjoy the freedom that comes with:

- Rates as low as 8.5% APR*

- No Annual Fees

- No Balance Transfer Fees

A credit card shouldn't tie you down with high rates and high fees - at Express, you'll never have to worry about that. Stop using your old high rate credit cards, and experience the freedom of our Visa® Credit Card by applying today!


*APR= Annual Percentage Rate. Additional terms & conditions may apply. Actual rate may vary based on creditworthiness and terms. Must be 18 years old to apply, may require income verification. ECU accepts applications using ITIN as well. Express CU reserves the right to modify, change, or cancel this promotion at any time. See credit union for details. Federally Insured by NCUA.

Express Credit Cards

Express offers a low rate, no annual fee credit card to approved members! Credit limits are based on your credit history and ability to repay.

VISA Credit Card

Variable APR


No annual fee

A minimum 28-day grace period on purchases

No Balance Transfer Fees

Cash advances available at ATMs worldwide

Make payments and view statements online

By using Express CU products and services the revenue generated allows us to offer free accounts and offer low-cost services and loans for underserved communities.



Sometimes all it takes is one unexpected expense to throw off your entire budget, leading to delinquent payments or inability to pay an account balance. Express CU offers opportunities for getting back on track and rebuilding your credit with products designed for these situations.

Learn more about our share secured credit card

Consumer Visa Agreement

Some restrictions may apply, ⱡ see Truth in Lending Disclosure