Use the Express CU Checking for you day to day banking. An Express CU checking account isn't only free, but it is also a safe and easy way for you to manage your money. That's because we don't have a minimum balance and there are NO monthly maintenance fees.
We know you have multiple credit cards in our wallet. Why? Is it for the rewards points or the name on the card? Change it up and apply for a fare priced Credit Card from Express CU and instead using points for a new pair of shores, think of every time you use your Express CU credit card you're earning SOCIAL IMPACT POINTS! Our credit cards have low rate, no annual fee credit cards to approved members. Rates are as low as 8.50% APR*.
A zero-risk insured Social Impact CD provides funds for Express that are lent to low-income members and people relying on overpriced predatory finance companies. Your $50,000+ CD expands our lending capacity and helps cover the cost of providing free accounts to unbanked and underbanked people in Washington State.
Choose from 1 year, 2 year or 3 year CD maturities. Many find that multiple CDs with staggered maturities provide added flexibility.
Select the amounts for your Social Impact CDs. $50,000 and higher CDs with aggregated balances up to $250,000 are insured with the National Credit Union Administration (NCUA)
Make true Community Impact – Help us promote Economic Equity in WA State.
|Social Impact CD||6 months||12 months||24 months||36 months|
|$50,000-$99,999||0.30% APY||0.40% APY||0.50% APY||0.55% APY|
|$100,000+||N/A||0.45% APY||0.55% APY||0.60% APY|
*APY=Annual Percentage Yield. Rates accurate as of 4/8/2019.Will automatically renew into same term certificate of deposit at maturity, unless otherwise notified. Rates for renewed certificates will be in accordance to current rates at that date. $10.00 early withdrawal fee PLUS: 30 days interest forfeiture for terms 12 months or less; 90 days interest forfeiture for terms greater than 12 months. Account approval, qualifications, limits, enrollments and other requirements may apply. For more information, view our Certificate Truth-in-Savings Disclosure.