Immigration Financing

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*These links will take you away from the Express Credit Union web site.


Printable loan applications can be found at the bottom of this page in both Spanish and English.

Upon completion of your application, you will be contacted by one of our representatives.

Immigration Financing

Becoming a citizen of the U.S. can be a key factor in reducing poverty and creating economic opportunity for refugees, immigrants and their families.

According to a 2008 study focused on immigrants and refugees performed by the Urban Institute and commissioned by the Annie E. Casey Foundation, it concluded that citizenship combined with other supports can play a critical role in increasing financial stability of families.

By providing affordable financing to applicants of U.S. Citizenship, Express Credit Union is helping our community members achieve a significant milestone in their lives that will lead to increased financial resiliency and economic opportunity.

Take advantage of this opportunity to:

Apply for U.S. Citizenship, Permanent Residency, or Deferred Action for Childhood Arrivals (DACA) with an affordable loan.

Start building or rebuilding your credit by making monthly payments that gets reported to the credit bureaus. Having good credit impacts your future ability to build financial assets and improve you financial health.

Attain knowledge and skills on how to navigate and utilize the U.S. financial system.


Loan Types Offered

Citizenship Loan: $725

15% Annual Percentage Rate (APR)

9-12 Month Repayment Period

Other Terms and Conditions May Apply

Permanent Residency: $1,225

15% Annual Percentage Rate (APR)

9-12 Month Repayment Period

Other Terms and Conditions May Apply

DACA Loan: $495

0% Annual Percentage Rate (APR)

$40 Application Fee

10 Month Repayment Period

Other Terms and Conditions May Apply

Program Offered in Partnership with 21Progress

Loan amounts can include additional attorney or agency service fees by request, if needed.

Checks are issued directly to the U.S. Department of Homeland Security, and to attorney or agency when applicable.

Click for important information about rates, fees, and other costs.


Get Started Today


*Click here to print a copy of the ECU loan application. Completed applications can be mailed in, emailed to, or faxed to 206-622-2073.


*Haga clic aquí para imprimir una copia de la solicitud de préstamo de ECU en español. Aplicaciones completadas pueden ser enviadas por correo electrónico a o por fax al 206-622-2073.

**Loans are provided on approval of credit.  APR is Annual Percentage Rate. Qualifications will be determined by individual creditworthiness including income, debt ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan.