Credit Card

Express offers a low rate, no annual fee credit card to approved members. Credit limits are based on credit history and ability to repay.

Express Credit Card Benefits:

  • No annual fee
  • A minimum 23-day grace period on purchases
  • Cash advances available at ATMs worldwide
  • Ability to make payments and view statements online

Click here to obtain a copy of the Express Credit Union VISA Credit Card Agreement and Disclosures

Cash Secured Credit Card

If you have been turned down for a credit card before but want the convenience of having one, or you want to establish a credit history, cash secured credit card is a good option for you. A cash secured credit card requires that you keep money in your account equal to the credit limit on your credit card. For example, if you deposit $500 in the account, you can spend up to $500 on a cash-secured credit card. Our cash-secured card has a low fixed rate and no annual fee.